Monday 24 November 2014

Quit Worrying About Mobile Security with Mobile Insurance

Back in the day when mobile hacking did not exist and people were not pushed about mobile security, losing a cell phone was not a big deal because you could buy another mobile phone and everything would be okay. But gone are those carefree days because today, our mobile phones are just as personalized as our laptops and PCs and losing a smart phone would mean losing all the sensitive information stored on it which could be used in serious identity theft.
The potent risk of getting into trouble with mobile banking fraud and identity theft is what makes people so concerned about protecting their cell phones. This is where mobile insurance steps in and takes charge of the situation.
What Mobile Insurance Really Is?
In times when mobile phones get stolen and all the important data stored on it goes with it too, it is important to opt for mobile insurance. What a mobile insurance can do for you is that it provides a cover in case the insured cell phone gets stolen or needs expensive repairs like having a cracked screen replaced.
The reason why mobile users should seriously think of having their mobile phones insured is because mobile theft protect is on the rise due to the small size of the device and the existence of the black market where stolen cell phones are bought and sold. Mobile insurance may not be able to prevent the traumatic incident but you will at least get compensated for your loss.
How to Get a Mobile Insurance?
It is indeed important to understand that there is a vast difference between mobile insurance and the warranty that comes with it at the time of purchase. There are many local companies out there that provide mobile insurance to cell phone users at affordable prices. The best part of getting a mobile insurance is that mobile users do not have to bear the cost of heavy down payments.
Interested cell phone owners can pick a mobile insurance policy that suits their budget depending on the cell phone they are using. Mobile insurance is definitely one of the best methods your can adopt to safeguard your mobile from theft, misplacement or any other mishap.
The Dissimilarity between Mobile Insurance and Mobile Warranty
As mentioned previously, mobile insurance provides a cover for the phone in case it ever gets stolen, lost or damaged due to a mishap. The cell phone user has to buy mobile insurance for his phone separately. While on the other hand, mobile warranty is the free maintenance period offered by the manufacturing company in which any damage is taken care of for one whole year free of cost. Mobile phone warranties usually have complex terms and conditions which mean most cell phone users cannot avail it to have their damaged phones repaired.
Also, smart phones that come with touch screens usually end up with cracked touch screens when they fall on a hard surface. A mobile warranty does not provide cover in this type of case which is why you should seriously consider getting a mobile insurance package the next time you buy a new smart phone.
Just as a mobile security tool is important to protect the cell phone from unwanted intruders, a mobile insurance provides a cover for your mobile in case of unavoidable mishaps. 




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